1. Get guidance. When you want to whip your body into shape, you get a personal trainer. Having a trainer can maximize your results. People who work with a financial professional reported high financial security and satisfaction with their progress.
   
   
2. Have a plan. Investing in a financial, physical fitness and nutrition plan can keep you on task and enhance self-efficacy. Having a plan can reduce symptoms of stress and increase behaviors that promote wellness.
   
   
3. Just do it. Taking active steps can lead to satisfaction and progress towards both health and financial goals. Take the plunge! As Wayne Gretsky said, "You are guaranteed to miss 100 percent of the shots that you never take."
   
   
4. Realize your incentives. Find your motivation. Stay healthy for yourself, your future and your family. People who are physically active are also more likely to have taken steps to prepare for the future and protect their families from financial misfortune through insurance.
   
   
5. Create short-term and long-term goals. Taking small steps with short-term goals in mind can help establish benchmarks and monitor your progress. A plan with goals improves self-efficacy (the belief that you can achieve), which is crucial in sustaining change. Individuals who rated themselves as taking active steps also reported excellent or very good health.
   
   
6. Make a commitment to action. There is no substitute for hard work and dedication. Stick with your plan. Whether it is a daily exercise and good nutrition or regularly saving for retirement, consistency makes a difference.
   
   
7. Stay grounded in reality. Find out where you are starting from. Knowing your numbers i.e. weight, waist circumference, blood pressure, and resting heart rate is crucial to begin a physical fitness routine. Financially healthy individuals are more likely to spend within their budget, which implies knowing what your budget is. Also, knowing your starting point helps you to measure success along the way.
   
   

Tips for Reducing Stress & Living Well Provided by LLuminari Network of Experts

Our lives are busier than ever and it often seems as if we live in a constant state of stress. A few healthy habits can help reduce tension – and can provide more time to enjoy life.

1. Know your body and listen to it. Our bodies tell us what we need. Learn to listen and respond to your body’s needs, both mentally and physically.
   
   
2. Walk every day. Our bodies were not designed to be inactive. Set a goal of walking at least 30 minutes each day. Start with ten minutes and work your way up.
   
   
3. Clear the mind. Meditation and breathing exercises can lower blood pressure and calm the mind.
   
   
4. Eliminate the clutter. Clutter can prevent relaxation. Assess whether you are content in your physical environment.
   
   
5. Smile. It’s hard to be stressed when laughing or smiling.
   
   
6. Prioritize. Plan around your values. Make a list of the people and things most important to you and assess the time you give to each.
   
   
7. Put yourself at the top of your to-do list. Make consuming a healthy diet, getting regular exercise and a good night’s sleep high on your list.
   
   
8. Think about the long-term. Put the stress of today into perspective. Ask yourself if the issues keeping you awake at night will really matter in the future. Know that you and your loved ones are provided for to the best of your ability. Take the time now to think about your health and financial needs in the future.